As a leading financial services provider in Kenya, we take pride in creating a financially secure future for our members and customers. Customer centricity and value addition is central to our over-aching business strategy.
We believe that our innovative approach sets us apart in providing solutions that not only meet global standards but also are tailored to our local needs.
Our services and solutions fall into two categories;
Zamara offers a comprehensive array of actuarial services to corporate clients including insurance companies, medical providers, gratuity arrangements and retirement benefit schemes. Our actuaries have a depth of regional experience in modeling techniques, valuation as well as strategy.
Our actuarial services fall into three broad categories.
Zamara offers a variety of services to retirement benefit schemes’ trustees and their sponsors, including:
Our asset and investment consulting services assist trustees in navigating the complex world of investments in order for them to make informed decisions and assess investment performance. We also provide similar services to SACCOs, endowment funds and high net worth individuals.
Zamara’s asset and investment consulting services include:
We offer a full breadth of actuarial services to insurance companies, including:
Scheme administration is a critical and integral part of the day-to-day management of a retirement benefits scheme. It is a specialized field that requires professional skills to ensure the smooth management and running of the scheme. A well administered scheme reflects well on members’ perceptions and by extension the state of the employer.
At Zamara, we provide the full spectrum of Benefits Administration Services. Our competitive advantage lies in our invaluable experience and a diverse complement of skills, size, corporate governance, IT systems, our staff and our innovative approach.
Our full range of benefit administration services includes:
Our Corporate Trustee Services act as corporate principal officer for pension schemes and provident funds and can provide you with a range of services to ensure the effective management of your scheme or fund.
At Zamara, we appreciate that employee benefits are an increasingly important factor in the ability of an employer to attract, retain and motivate good quality staff by creating a sense of belonging and loyalty to the company.
The Zamara Fanaka Retirement Fund is an umbrella fund that is the ultimate retirement benefits solution, allowing an employer to provide flexible yet competitive benefits without the hassle of having to run a retirement benefits scheme. With various participating employers subscribing to it, the Zamara Fanaka Retirement Fund offers the following:
Benefits to the Employer
Benefits to the Employee
With the escalation of medical costs, employers are facing increasing upward pressure on their staff medical insurance costs. We assist employers to better target their healthcare spend and ensure they receive value for money. In addition to off-loading the administrative burden and giving peace of mind, our offering is accompanied with a bouquet of uniquely attractive value-adds structured to make access to healthcare a delightful experience.
The services we offer span across:
We offer health & life insurance to various organizations that include the following benefits:
Our integrated servicing and management system with the following capabilities:
In Corporate General Insurance, Zamara provides solutions to our corporate clients for their business risks. Zamara’s risk management solutions are informed by our understanding of our client’s unique needs, which enables us to identify specific risks that our clients face. This assists our clients to manage their total cost of insurance, by minimising losses that can be mitigated through prudent risk management. We also endeavour to understand our client’s business continuity planning to enable us to structure relevant and specific solutions to our clients.
The insurance policies we offer include:
Comprehensive and third party insurance covers for:
We also extend the motor insurance coverage to cover terrorism & political violence risks, excess protector and personal accident to the vehicle owners and their families.
Insurance means comfort and peace of mind, but finding the right policy isn’t always easy. At Zamara, we look out for you so that you can spend your time and energy on what is most important in your life: family, friends, business and leisure. We will provide you with the guidance and support you need so that you can manage risks.
We provide comprehensive and third-party insurance covers for:
We also extend the motor insurance coverage to cater for terrorism & political violence risks, excess protector and personal accident to the vehicle owners and their families.
We strive daily to provide healthcare and insurance products through personalized service that is both compassionate and professional.
The benefits available include:
Whether you have already established a solid financial base for your family – a home, savings and investments – or you are just starting out as a new family with all these goals in mind, life assurance is a solid foundation that can protect your family from having to make drastic lifestyle changes or future plans in the unfortunate event of death. The purpose of life assurance is to pay a lump sum benefit in the event of death providing one’s loved ones with financial security.
Household appliances are protected against theft, explosions and fire. Third party liabilities and domestic employees are covered from accidental bodily injury or death.
This is aimed at safeguarding your child’s future by saving funds on a policy with flexible payment plans over a given period. In the unfortunate event of death or disability, their future education is guaranteed at whatever stage.
Specialized & affordable travel insurance is designed to protect you whilst working or travelling abroad wherever you are in the world. It covers amongst others:
At Zamara, we appreciate that saving for retirement isn’t always a top priority in view of other pressing financial commitments. However, with the right support and savings plan, it is possible to save for retirement even as you pursue other day to day obligations.
The Zamara Vuna Pension Plan is a retirement benefits plan that is designed to assist individuals and groups to build up retirement capital in order to provide you with an income during your retirement.
Benefits of participating in the Vuna Pension Plan include:
Vuna pension plan is perfect for you if you are:
Already saving through a company sponsored plan, but want to boost your retirement savings
At Zamara, we appreciate that saving for retirement isn’t always a top priority in view of other pressing financial pressures and commitments. However, with the right support and savings plan, it is possible to save for retirement even as you pursue other day to day obligations.
Fahari Retirement Plan is a retirement benefits plan that is designed to assist you the member of our society to build up retirement capital in a simple, affordable, flexible and tax efficient way, in order to provide you with an income during your retirement.
Benefits of Fahari Retirement Plan include:
Fahari Retirement Plan is perfect for you if you:
Often and has been the case in the past, benefits available after death of breadwinner have not been managed prudently for the benefit of the minor as a result of misappropriation by the appointed guardians, mismanagement or inability of the appointed party to invest the monies wisely. Nominating a beneficiary trust fund such as Zamara Maisha Trust Fund is the solution. As benefits payable to minors are managed by trusted professional advisers, their rights are safeguarded.
The Zamara Maisha Trust Fund provides:
Zamara Diaspora Solutions is a platform that connects Kenyans in the Diaspora with investment, retirement savings and protection solutions at home. Zamara Diaspora solutions transcend the borders to provide you with a range of solutions that provide:
The Vuna Pension Plan is an easy way towards securing a better future. It is a retirement benefits scheme that is designed to assist you to build up your retirement capital in a tax efficient way; in order to provide you with an income at the attainment of and during your retirement.
Vuna Pension Plan is registered with the pensions regulator in Kenya, the Retirement Benefits Authority (‘RBA’) and is also approved by the Kenya Revenue Authority (‘KRA’), the country’s tax regulator. More information is available under the Vuna Pension Plan brochure.
The Kenyan Real Estate market has experienced an unprecedented boom in the past 2 decades offering both local and offshore investors great returns. Zamara will partner with you and our other strategic partners, providing their expertise and deep knowledge of the Kenyan real estate market to help you find the best. The Zamara Fanaka Retirement Fund has invested in the good quality real estate in prime locations. The Riverine and Lulu Plains, offering you access to beautiful real estate options to buy or build. Whether you are seeking a ready built home or land on which to build your dream home, we provide you access to good quality real estate investment opportunities.
What would happen today if:
We ensure that you can protect your health and your wealth through insurance covers for medical, life and domestic insurance. We would not only advise you on the right levels of cover and insurances, but we would support your loved ones if a claim occurs to get the payment from the insurance company.
Landmark Plaza, 10th Floor
Argwings Kodhek Road
Opposite Nairobi Hospital
P.O. Box 52439 - Code 00200 City
Square - Nairobi, Kenya
+254 20 4969 000
+254 20 4969 200
+254 20 4969 100
We are eager to answer your questions and help you choose the most suitable solution for you.