Retirement planning: Why should I consider fixed annuity contracts?
A little while ago, a conversation on retirement came up as my family and I were having the usual Sunday family lunch. The conversation elicited a lot of opinions, ranging from when we should start having a solid retirement plan to the various options we have at retirement. According to several financial advisors, the best […]
Last expense cover: Why it is essential for end-of-life planning
When it comes to the demise of a loved one, we are never prepared, yet death is an inevitable part of life. Be it natural, accidental or due to an illness its financial implications often catch families off guard. In the midst of grief, the last thing anyone wants to worry about is how to […]
Help! How can I stop my impulse spending habit?
Question: I have been an impulsive spender since I started working. When I was single, the habit didn’t bother me. However, since I got married, it has been a source of conflict with my husband. What is the best way to kick this habit? Money has always been a touchy issue in relationships, often due […]
Should I consider Fixed Annuities as a Retirement Plan?
Last Sunday, a conversation came up on retirement as we were having family lunch. As you may have guessed, the conversation elicited a lot of opinions from when we should start having a solid retirement plan to the preferred choices of retirement plans. According to several financial advisors, the best time to start saving for […]
Healthcare on the go: Is the high cost of international medical cover worth it?
International Private Medical Insurance (IPMI) is designed to provide comprehensive medical coverage for individuals and families, and even the corporates on a bespoke level. Unlike local insurance plans, IPMI offers access to a global network of healthcare providers and covers a wide range of medical services, from routine check-ups to complex treatments. The cover has […]
Retirement planning: Annuity or investing in property, which is better?
Last week’s article on whether one should consider a fixed annuity as a retirement plan elicited quite a response, with one of the readers asking for further clarity on whether he should consider an annuity or instead invest in property for their retirement. Every time I have training for members of pension schemes preceding their […]
Tax Laws (Amendment) Act 2024.
Emerging Trends Shaping the Pension Ecosystem
Throughout history, pensions have mirrored the changing structures of societies. In the African setting for instance, community-based approaches to elderly care reflect early forms of
Trust Funds and Alternatives for Managing Investments
For most of us, the topic of death is a grim one, and for good reason. No one wants to think of the possibility that
Essential Money and Finance Tips Every 20-Year-Old Should Know
Discover key financial insights every 20-year-old needs to build a secure future. From budgeting and saving to investing and managing debt, these tips will set you on the path to financial success.
