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Zamara Consulting Actuaries Survey-September 2019 Report
The Zamara Maisha Trust Fund secures the future of your loved ones.
In the unfortunate event of death, beneficiaries and especially children are nominated to receive benefits from retirement funds, SACCOs, insurance policies as well as funds set up by well-wishers.
Often and has been the case in the past, these funds have not been managed prudently for the benefit of the minor as a result of misappropriation by the appointed guardians of the trust, mismanagement or inability of the appointed party to invest the monies wisely. Inevitably, the minor does not receive the intended support and could suffer for lack of tuition for education, maintenance or critical benefits such as medical cover.
Nominating or appointing a beneficiary trust fund is the solution. As the benefits payable to minor beneficiaries are managed on their behalf by trusted professional advisers, their rights are safeguarded.
The Zamara Maisha Trust Fund provides you and your beneficiaries with the following benefits:
- Peace of mind for you and your loved ones in the knowledge that your benefits are secure
- A professionally managed trust fund that ensures that the benefits left on your death serve their intended purpose – to ensure that your beneficiaries (and especially minors) are taken care of
- The hard earned monies or assets are protected and well invested through a suitable investment strategy designed to grow the portfolio without undue exposure to risk
- Benefits are managed in favour of the correct beneficiaries
- Simple and cost effective fees
Zamara Consulting Actuaries -December 2019 Report
We offer health & life insurance to various organizations that include the following benefits:
- Life Cover
- Death Cover
- Permanent disability
- Critical illness
- Medical reimbursement
- Funeral cover
- Personal accident
- WIBA
- Review cover needs
- Propose amendments and improvements
- Recommend and Negotiate with insurance companies
- Facilitate cover placement
- Manage day to day servicing
- Review reports on scheme performance
- Market updates/trends
- Integrated system with the following abilities:
- Experienced and highly qualified broking and operations team
- Dedicated account manager
- 24-hour call centre
- Tele counseling
- Guaranteed cost effectiveness
- Member education
- Medical & Financial Wellness days
Zamara Consulting Actuaries -March 2020 Report
We offer health & life insurance to various organizations that include the following benefits:
- Inpatient
- Outpatient
- Maternity
- Dental
- Optical
- Funeral cover
- Pre-existing/Chronic cover
- Congenital cover
- Review cover needs
- Propose amendments and improvements
- Recommend and Negotiate with insurance companies
- Facilitate cover placement
- Manage day to day servicing
- Review reports on scheme performance
- Market updates/trends
- Integrated system with the following abilities:
- Experienced and highly qualified broking and operations team
- Dedicated account manager
- 24-hour call centre
- Tele counseling
- Guaranteed cost effectiveness
- Member education
- Medical & Financial Wellness days
Zamara Consulting Actuaries -June 2020 Report
In Corporate Insurance, Zamara provides solutions to our corporate clients for their assets, business interruption, liability, crime & transit risks.
Zamara’s risk management solutions are informed by our understanding of our client’s unique needs, which enables us to identify specific risks that our clients face. This assists our clients to manage their total cost of insurance, by minimising losses that can be mitigated through prudent risk management. As part of our service offering, we also endeavor to understand our client’s business continuity planning to enable us to structure relevant and specific solutions to our clients.
The insurance policies we offer include:
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Assets related policies
- Fire and special perils
- Assets all risks
- Machinery breakdown
- All Risks
- Electronic Equipment
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Business interruption in case of incidences caused by
- Fire and related perils
- Machinery breakdown
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Liability related policies
- Public Liability
- Products Liability
- Directors and officers liability
- Medical malpractice
- Professional Indemnity
-
Transit
- Marine insurance: This policy provides cover for loss or damage to goods in transit via sea or air transport
- Goods in Transit insurance: This covers loss or damage to goods whilst in inland transit
- Carriers Liability: Legal liability for carriers of goods
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Crime
- Burglary: This covers theft of property in the premises by violent means
- Loss of cash in transit: This covers theft of money by third parties whether in the premises or in transit
- Theft by employees: This includes theft of cash or stocks by employees including casuals
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Political Risks & Terrorism
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Crop Insurance
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Motor Insurance – Comprehensive and third party insurance covers for:
- Motor Private
- Motor Commercial
- Motor Cycles
- Vehicles used for hire and reward including general cartage
- Motor special types
- Motor internal and external trade policies
-
Employee benefits
- Work injury benefits policy which is a statutory requirement
- Group Personal accident which covers accidental death, bodily injury and any resultant medical expenses (Including repatriation)
- Employer’s Liability – In case of legal suits against employers from employees as a result of death or injury in the workplace
The Zamara Benefits Watch -2019 Edition
Zamara Risk & Insurance Brokers Ltd in partnership with Arthur J. Gallagher (UK) Limited a global leader in insurance, risk management and consulting services.
We offer Specialist insurance for the Aviation Industry for helicopters, fixed wings aircraft and also privately owned aircraft.
- Aircraft Hull All Risks, Spares and Liability
- Hull War and Allied Perils including Extortion and Hijack Expenses.
- Premises, Hangarkeepers and Products Liability:
- Crew Personal Accident
- Efficient and timely claim handling