Zamara Consulting Actuaries -June 2020 Report

Posted on December 17, 2021

In Corporate Insurance, Zamara provides solutions to our corporate clients for their assets, business interruption, liability, crime & transit risks. Zamara’s risk management solutions are informed by our understanding of our client’s unique needs, which enables us to identify specific risks that our clients face. This assists our clients to manage their total cost of insurance, by minimising losses that can be mitigated through prudent risk management. As part of our service offering, we also endeavor to understand our client’s business continuity planning to enable us to structure relevant and specific solutions to our clients. The insurance policies we offer include:
  • Assets related policies

    • Fire and special perils
    • Assets all risks
    • Machinery breakdown
    • All Risks
    • Electronic Equipment
  • Business interruption in case of incidences caused by

    • Fire and related perils
    • Machinery breakdown
  • Liability related policies

    • Public Liability
    • Products Liability
    • Directors and officers liability
    • Medical malpractice
    • Professional Indemnity
  • Transit

    • Marine insurance: This policy provides cover for loss or damage to goods in transit via sea or air transport
    • Goods in Transit insurance: This covers loss or damage to goods whilst in inland transit
    • Carriers Liability: Legal liability for carriers of goods
  • Crime

    • Burglary: This covers theft of property in the premises by violent means
    • Loss of cash in transit: This covers theft of money by third parties whether in the premises or in transit
    • Theft by employees: This includes theft of cash or stocks by employees including casuals
  • Political Risks & Terrorism

  • Crop Insurance

  • Motor Insurance – Comprehensive and third party insurance covers for:

    • Motor Private
    • Motor Commercial
    • Motor Cycles
    • Vehicles used for hire and reward including general cartage
    • Motor special types
    • Motor internal and external trade policies
We also extend the motor insurance coverage to cover terrorism & political violence risks, excess protector and personal accident to the vehicle owners and their families.
  • Employee benefits

    • Work injury benefits policy which is a statutory requirement
    • Group Personal accident which covers accidental death, bodily injury and any resultant medical expenses (Including repatriation)
    • Employer’s Liability – In case of legal suits against employers from employees as a result of death or injury in the workplace