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Actuarial Services

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Manage your financial risks better with Zamara

1. Pension and Benefits Consulting

Our services include:

Actuarial valuations of defined benefit schemes and gratuity arrangements.
Actuarial reviews of defined contribution schemes.
Design and implementation of retirement arrangements.
Employee benefit disclosures following global accounting standards.

Trustees and sponsors of public, private sector, national retirement funds and gratuity arrangements looking for support and solutions in areas of design, risk mitigation and analysis of the fund can look no further than Zamara.

Independent audit and verification of third-party benefit calculations.
Actuarial modelling and scenario analysis.
Advice to trustees and members of retirement funds to improve outcomes.
Advice on the pension’s aspects of mergers and acquisitions.
We assist trustees and members in making early interventions to improve retirement outcomes for members.

2. Insurance Consulting

Our Insurance Consulting services include:

Valuations and reserving.
Product design and pricing of new and existing products.
Embedded value and appraisal value calculations.
Mergers and acquisitions.
Capital modeling under risk-based solvency regimes.

New legislation in many African countries has increased the requirements for actuarial input for insurance companies. Changes to financial reporting standards are also seeing an increase in the demand for services to the insurance industry.

Our actuarial services go beyond simply fulfilling statutory requirements. We provide significant business value add and enhanced financial performance.

Reinsurance optimization
Implementation of Enterprise Risk Management
Implementation of IFRS 17, new accounting standard for insurance contracts
Asset liability modeling and preparation of investment policy statements
Design and implementation of post-retirement medical schemes

3. Asset and Investment Consulting

Our services include:

Establishing objectives and formulating investment policy
Implementing strategy
Researching and selecting investment managers
Developing of benchmarks and asset manager performance standards
Measuring and monitoring investment performance
Monitoring compliance with relevant legislation and global best practice

Our investment consulting services assist trustees of retirement funds to navigate the complex world of investments, formulate and implement appropriate investment strategies.

We also provide similar services to insurance companies, social security funds, SACCOs, endowment funds and high net worth individuals.

Developing of benchmarks and asset manager performance standards
Measuring and monitoring investment performance
Monitoring compliance with relevant legislation and global best practice